• Share

What About the Other 90%??

If a woman is on her back 10% of the time, what is a man bringing the other 90% of the time? But, don’t judge a book by it’s cover. This book provides tools for women to deal with the undertow that undermines the very thing they say they want.

By Chanda R. Mitchell

EBOOK/ISBN-ISBN-13: 978-0615739328
USD: $14.99/CAD: $17.99

ON SALE: April 1, 2021GENRE: Nonfiction/Personal Growth/Self-Improvement/Spiritual Growth



What Exactly Is A Title Funding & So How Exactly Does It Operate?

A title funding try a short-term, high-interest finance that needs your car as equity to take a loan. So long as you don’t have wonderful debt and require to obtain credit, you are scouring locations which encourage your reasonable credit history or sparse credit ranking. Title loan companies don’t frequently look at the personal credit history, but there are various other hurdles chances are you’ll encounter.

If you are imagining a title mortgage, here’s what you need to be aware of they before getting one.

What Is a name Loan?

A subject financing is definitely a guaranteed debt that permits applicants utilize their particular automobile as collateral. As your auto protects the borrowed funds payment, the lending company can repossess car so long as you don’t repay the loan promptly. Headings finance are temporary, high-interest lending which has few needs, implying when you have a low credit score, you’ll have a way to qualify. Frequently, fico scores and records aren’t regarded as anyway.

Just How Can Concept Financing Perform?

You’ll sign up for a subject funding through a loan provider that offers one providing you obtain your car outright and now have a lien-free vehicles concept. Throughout your application, you’ll want to show off your loan company car, evidence of title (your vehicle name) the certificate.

If recommended, you’ll give auto label in exchange for the borrowed funds. Even though loan provider identifies your loan conditions, subject loans routinely have regards to 30 days, similar to payday advance loan. Meaning you’ll make one lump-sum repayment at the end of the loan years. You’re needed to create funds in the volume we pilfered, plus any desire and fees. More loan providers cost a monthly price of 25per cent of loan amount, which translates to a yearly proportion fee (APR) of at least 300%.

That is where label finance may become trouble. Should you dont pay your loan prompt, it is possible to drop the car given that it can serve as the guarantee. When you do choose to take out a name debt, make sure to pay regularly which means you don’t hazard shedding your tool.

What you can Borrow With a name Money

Your loan limit try any where from 25per cent to 50per cent of the full valuation of the automobile, together with the loan provider will test thoroughly your automobile to figure out the really worth. Some money happen to be only one hundred dollars yet others tends to be in excess of $10,000 or higher.

Any time Do You Need To Create a subject Money?

As reported by the Shoppers economical defense agency (CFPB), 20 percent of cars concept loan applicants posses the company’s vehicle taken the moment they can’t repay the company’s mortgage way back in complete. Wheels concept loan lenders improve almost all their sales off of consumers which regularly receive unique lending to cover her previous people. Over fifty percent West Virginia title loans of automobile headings money be lasting loans and most four-in-five automobile financing is reborrowed because individuals can’t outlay cash off outright with a unitary pay.

As a result of this, one should hunt toward alternate financial systems prior to taking down a title funding. Approach payday loans from debt unions, unsecured loans from web loan providers, credit cards as well as lending funds from close friends which are better alternatives than likely getting rid of your automobile.

Pros and Cons of Subject Finance

Before taking outside a subject debt, review the advantages and disadvantages first. This can help you determine if it is the needed transfer for you.

Positives of Subject Debts

  • No appraisal of creditworthiness: the majority of label lending products don’t call for a credit score assessment. This is good news if you have to borrow cash, bring fatigued almost every other solution accessible and don’t need close financing to are eligible for a normal finance.
  • Quick agreement and access to resources: Since there’s no credit score assessment, it takes merely minutes for financial institutions to examine the job and truck. Once recognized, possible obtain investments very quickly, or within a short time.

What About the Other 90%??

What's Inside?

  • An understanding of why women choose the men they choose
  • The purpose for which a woman was created
  • A little about Chanda’s life
  • Insight into the basic needs of a woman
  • How powerful a man can be in a woman’s life


When Chanda Mitchell told me that she was going to write a book on the 90% that women are missing out on from men, I was intrigued by the title, “What About the Other 90%?” I thought the title was extremely thought provoking and the question needed to be asked and addressed and answered and not by a man but by another woman who’s been living it out in real time.

In our society we desperately need women authors to rise up and speak to the heart of where their readers live through every day and bring answers to the table that make sense.

Wray Wade
City Council Member at City of Longview

Ms. Mitchell was a welcoming addition to my media team during my re-election campaign for Longview City Council. Most recently she assisted me with interviews with a local television station, which went incredibly well.

Haley Brooke Griffin
Owner of DuBeck& Co

Awesome program! They really helped me with business ideas and even gained business for me. Great experience with Momentum Builders, LLC..

Signup to be the first to know when Chanda launches her next book.


  • Share
ADDRESS, PO Box 6453, Longview, TX 75608