• Share

What About the Other 90%??

If a woman is on her back 10% of the time, what is a man bringing the other 90% of the time? But, don’t judge a book by it’s cover. This book provides tools for women to deal with the undertow that undermines the very thing they say they want.

By Chanda R. Mitchell



EBOOK/ISBN-ISBN-13: 978-0615739328
USD: $14.99/CAD: $17.99

ON SALE: April 1, 2021GENRE: Nonfiction/Personal Growth/Self-Improvement/Spiritual Growth

PAGE COUNT: 150


SELECT A FORMAT:

Collectors Calling Family and Friends? Loan companies cannot expose a consumer’s debt to a third-party

One typical customer issue is that a financial obligation collector is calling a consumer’s office, household, or buddies, so as to collect a financial obligation. In reality, there was a entire area of the Fair Debt Collection Practices Act (FDCPA) that regulates business collection agencies calls to 3rd parties.

In addition to that, the phone Consumer Protection Act (TCPA) forbids loan companies from making robocalls that are unauthorized calling you or your friends and relations.

If your financial obligation collector reveals your financial troubles to a relative or buddy, or as you may have a claim under the FDCPA if they call your family and friends repeatedly, you should contact a consumer rights attorney immediately.

Collectors cannot expose a consumer’s debt to a third-party

In case a financial obligation collector contacts a party that is third they can not expose the customers financial obligation. Congress had been particularly focused on loan companies harassing other folks to stress a customer to settle a financial obligation.

In fact, revelation associated with the debt occurs usually. a financial obligation collector will hardly ever expose the debt that is specific dollar quantity, nonetheless they often mention “they owe cash” or “they owe a debt.” Or they might state one thing such as “I’m calling about their student education loans” or a “personal economic matter.”

Making use of language that way could constitute revelation of this financial obligation — which violates what the law states.

Loan companies can simply call a close buddy of relative when

A financial obligation collector just isn’t permitted to contact a third-party over and over again unless required to do this by the party that is third. Quite simply, in cases where a financial obligation collector calls a parents that are consumer’s or sis, or co-worker, they are unable to call once more unless that individual asks them to phone them once again. There’s a fairly chance that is slim of occurring.

The debt collector called if a debt collector has called someone else about your debt, ask that person how many times. There’s a decent possibility it occurred more often than once.

Collectors cannot keep communications asking one to phone them right back

Debt collectors are permitted to contact 3rd events to get or verify location information, however the FDCPA doesn’t enable collectors to go out of communications with 3rd events.

Location info is thought as a consumer’s house target and house telephone number or workplace and workplace target. a financial obligation collector must recognize on their own, but should just expose their boss (the title associated with the financial obligation collector) in cases where a third-party asks for the information.

Or in other words, then there is no reason to call a family member, friend, or co-worker if a debt collector already knows how to contact a consumer (they have location information. The collector cannot ask the third-party to pass on an email, ask for any other information, or harass the third-party. Even when your debt collector will not expressly say why these are typically calling, there is certainly a good possibility that when they leave a note, they are going to straight or indirectly Alaska title loan rates expose what they’re about.

For instance, if a financial obligation collector renders a note with a consumer’s co-worker or member of the family, they typically leave an email across the lines of “Jane Smith, ABC healing, 800-888-XXXX, expansion 123.” The name for the company may expose the business is a financial obligation collector. In addition, each time a customer gets a note from the co-worker or member of the family, that individual typically asks “do you understand whatever they had been calling about?”

Collectors cannot need payment from household or buddies

It really is unlawful for a financial obligation collector in an attempt to gather a financial obligation from the grouped member of the family or buddy that doesn’t owe your debt. The other spouse is generally not responsible unless they were a co-signer on the debt as an example, in cases where a spouse incurs a charge card financial obligation. We have represented one or more customer whom was being asked to cover a bill with regards to their partner (or ex-spouse) that the customer had not been accountable for.

A debt collector may simply imply that a family member or friend is responsible, without expressly asking for a payment in other situations. They could something like “is there any method you might assist them away?” or “have you aided all of them with their bills within the past?” concerns like this may lead member of the family or buddy to trust they have been responsible for the debt–and this is certainly unlawful as well as in breach for the FDCPA.

Anybody harassed by a financial obligation collector may bring a fdcpa claim

Innocent events which can be harassed by loan companies in regards to a debt of the buddy, or co-worker, or member of the family, are protected underneath the FDCPA. This means they are able to also pursue a claim against an abusive or debt collector that is harassing.

Generally speaking, these full situations involve circumstances where somebody who will not owe a financial obligation tells a collector to quit calling them, nevertheless the phone telephone calls persist. Or often a financial obligation collector won’t believe the individual responding to the phone–and will make an effort to gather a financial obligation through the incorrect individual.

A debt collector may try to harass or abuse an individual that does not owe the debt with the hope that doing so will cause pressure for the correct consumer to call and make a payment in the most severe cases.

In any event, in the event the a debt collector is calling your household or friends, or if you’re getting commercial collection agency calls about a member of family or buddy, you need to contact a customer liberties lawyer straight away to know your liberties and choices beneath the FDCPA.

What About the Other 90%??



What's Inside?

  • An understanding of why women choose the men they choose
  • The purpose for which a woman was created
  • A little about Chanda’s life
  • Insight into the basic needs of a woman
  • How powerful a man can be in a woman’s life

WHAT PEOPLE ARE SAYING


When Chanda Mitchell told me that she was going to write a book on the 90% that women are missing out on from men, I was intrigued by the title, “What About the Other 90%?” I thought the title was extremely thought provoking and the question needed to be asked and addressed and answered and not by a man but by another woman who’s been living it out in real time.

In our society we desperately need women authors to rise up and speak to the heart of where their readers live through every day and bring answers to the table that make sense.




Wray Wade
City Council Member at City of Longview

Ms. Mitchell was a welcoming addition to my media team during my re-election campaign for Longview City Council. Most recently she assisted me with interviews with a local television station, which went incredibly well.



Haley Brooke Griffin
Owner of DuBeck& Co

Awesome program! They really helped me with business ideas and even gained business for me. Great experience with Momentum Builders, LLC..

Signup to be the first to know when Chanda launches her next book.

OTHER VIDEOS BY AUTHOR

  • Share
ADDRESS, PO Box 6453, Longview, TX 75608