• Share

What About the Other 90%??

If a woman is on her back 10% of the time, what is a man bringing the other 90% of the time? But, don’t judge a book by it’s cover. This book provides tools for women to deal with the undertow that undermines the very thing they say they want.

By Chanda R. Mitchell

EBOOK/ISBN-ISBN-13: 978-0615739328
USD: $14.99/CAD: $17.99

ON SALE: April 1, 2021GENRE: Nonfiction/Personal Growth/Self-Improvement/Spiritual Growth



Cash advance legislation in Arlington, The fact is, no person even affirmed on how these limitations prevents anyone from making the most of individuals.

PAYDAY ADVANCE LOAN – the whole city of Arlington accomplished the primary checking of an instant payday loan regulation last week, which is once again look over in another 14 days, and unless things alters, it’s going to passing unanimously. Though this little missive is not likely for an impact regarding the steps, I provide they making sure that council members may take a breather and look at the effect of the suggested regulation.

We deal which proposed ordinance simply damages the very individuals who its proponents try to let. It actually hurts the indegent by raising the price of employing them and doubt these people solutions.

Throughout the initial community scanning and reading on the regulation, proponents advised several articles regarding how some individuals experienced taken cash loans along with battled to be charged for it well. But not one belonging to the new rules will perform anything to boost the risk for everyday lives among those individuals greater or could possibly have halted their sob facts from taking place. Nor will model rules protect anyone or protect against individuals from using anyone.

In fact, nobody also testified on how these limitations prevents anyone from using anybody. Not one.

One observe just who indicated for the balance reported that this bird decided to go to a payday loan company, evaluated the deal, and decided not to make use of their unique providers. Yes, the tale of lady exactly who evaluated a package and turned down the deal is supposed to be information and only the thought that these centers need most requirements. Magnificent.

The recommended limits requires enrollment of payday institutions and build punishment for people who dont enroll. In addition it tends to make prohibited any debt in a sum higher than three per cent of revenues or 70per cent from the cost valuation of a vehicle, and would disallow installment payments of lower than 25percent of the money major.

As an exhibition of exactly how poorly this laws is developed, they says that people which cannot look over can call for the lending company to see the contracts out loud into the buyer. Until last week, what the law states asserted that they must be within the speech of choice of this business, whatever it can also be, but even though modification, the Arlington area Council happens to be demanding that litigant can demand the mortgage service to see the legal agreements in french, Spanish and Vietnamese. Therefore we aren’t even making reference to that browsing enforce this regulation.

So there will be the conservative town council…requiring this town’s businesses to learn to read agreements in many tongues to the people, basically because the firms www.paydayloanexpert.net/installment-loans-sc/ become undesirable along with Council keeps totally neglected to actually worry requesting the business group to debate the difficulty before showing it fait accompli. (“Fait accompli” was Latin for “hello, the offer is carried out and as well worst you weren’t around to impact before most of us thought to damaged the financial state as far as possible by operating short term lending out of the urban area boundaries and destroying the 70 companies that each bring personnel inside town. Blow are one.”)

Exactly what these guys dont believe is the fact “doing some thing” however is going to drive clientele actually considerably attractive types of money, such as for instance off-shore loaning businesses which do not have to worry about town guidelines.

Exactly what our very own council does not recognize, since they hinge best the information root that inform them what they desire to listen to, is the fact that this laws won’t help individuals. I would ike to talk about it obviously – if you wish to allow poor people who start using these treatments, this guidelines will likely make their own solutions more serious, certainly not best. It generally does not hand them over bucks to address the crisis that caused them to these scenarios. It does increase the price of conducting business if you would provide those individuals, which cannot assist those this law purports to aid.

One third of this lawful exercise questions bankruptcy. About 1/4 on the bankruptcies you report incorporate some type of higher interest temporary funding, as’s beside those who find themselves near bankruptcy, but after an assessment, we all choose it’s not the best option. Though this company won’t data a bankruptcy for $500, uncover large volume case of bankruptcy mills who is going to report a chapter 13 bankruptcy for not much something more, and usually give negative provider which frequently refuse to generate the new beginning often desired.

Reducing a prospective income source helping an individual make do a crisis is a superb approach to promoting terrible bankruptcy proceeding filings that cheap to get started, but will in the end do not succeed – that means bring a lot tough final result than an increased interests short-term money.

And then we aren’t also talking over the coming regulation which require pay day loan employers to perform company from independent architecture, as opposed to the remove mall venues more usual. Well-known intent is prevent any new business organisations from starting. How exactly does this assist poor people once more?

Inside Arlington town compartment of Commerce chat about this sector, I inquired the proponent the reason why she does not starting her own payday loan company. Then show everybody else you are not merely another tolerant focus collection looking to raise revenue by pursuing unpopular people?

Admittedly she had no address. She’s certainly not competent to go a great deal as a lemonade sit. But hey, it’s very easy to talk about you are aiding anyone by passing enrollment laws.

What About the Other 90%??

What's Inside?

  • An understanding of why women choose the men they choose
  • The purpose for which a woman was created
  • A little about Chanda’s life
  • Insight into the basic needs of a woman
  • How powerful a man can be in a woman’s life


When Chanda Mitchell told me that she was going to write a book on the 90% that women are missing out on from men, I was intrigued by the title, “What About the Other 90%?” I thought the title was extremely thought provoking and the question needed to be asked and addressed and answered and not by a man but by another woman who’s been living it out in real time.

In our society we desperately need women authors to rise up and speak to the heart of where their readers live through every day and bring answers to the table that make sense.

Wray Wade
City Council Member at City of Longview

Ms. Mitchell was a welcoming addition to my media team during my re-election campaign for Longview City Council. Most recently she assisted me with interviews with a local television station, which went incredibly well.

Haley Brooke Griffin
Owner of DuBeck& Co

Awesome program! They really helped me with business ideas and even gained business for me. Great experience with Momentum Builders, LLC..

Signup to be the first to know when Chanda launches her next book.


  • Share
ADDRESS, PO Box 6453, Longview, TX 75608