• Share

What About the Other 90%??

If a woman is on her back 10% of the time, what is a man bringing the other 90% of the time? But, don’t judge a book by it’s cover. This book provides tools for women to deal with the undertow that undermines the very thing they say they want.

By Chanda R. Mitchell

EBOOK/ISBN-ISBN-13: 978-0615739328
USD: $14.99/CAD: $17.99

ON SALE: April 1, 2021GENRE: Nonfiction/Personal Growth/Self-Improvement/Spiritual Growth



Brand-new report explores the connection between savings Well-Being plus the belongings in and wedding with credit file. Brand-new principles for payday financial institutions enter into benefit

Now the client economic Safety agency (Bureau) revealed a development understanding report which describes an initial of its sorts research going through the partnership between subjective monetary wellbeing and unprejudiced credit report feature and clientele’ engagement with monetary facts through informative gear. “Credit Characteristics, loan wedding resources, and economical Well-Being” offers the finding of a joint study between the Bureau and loan Karma, your own loans innovation providers promoting no-cost people’s credit reports and reports and credit-related informative equipment. This report is the initial to learn the connection between monetary wellbeing and engagement with financial info according to a survey of consumers compatible with actual facts on involvement.

Generating to the Bureau’s past study work on economic well-being, this research uses the economic wellbeing (FWB) measure produced by the agency determine users’ personal monetary well being and pertains the resulting FWB get to objective procedures of consumers’ monetary overall health, especially, consumers’ report feature http://www.badcreditloanshelp.net/. The study furthermore tries to associate consumers’ personal financial health to customers’ engagement with financial know-how through informative methods, including accessibility a credit achieve simulation device, details about account issues, and email with info and strategies.

The state examines reports from a voluntary research that loans Karma performed among the the people through the trip of 2017.

The survey, which contained the complete 10-question model of the Bureau’s FWB degree, contributed to nearly 3,000 de-identified findings on respondents’ FWB collect beaten with foundation, credit report, and page use info, as well as involvement performance metrics. The report’s most important studies feature:

  • A consumer’s credit score is extremely strongly definitely coupled to the FWB get, as indicated by a connection coefficient of 0.44, and thus those with high fico scores additionally generally have larger FWB score.
  • There seems to get a confident connection between get older along with FWB score, but after bookkeeping for overall credit score the relationship just about disappears.
  • In addition to consumer credit score and years, the study determines seven report issues and three wedding variables which can be strongly related to a consumer’s FWB get.

    Credit Report factors — mastercard limits, keeping credit cards, while the lots of reports just recently popped with a balance are usually really about a consumer’s FWB get, for example those with these attributes frequently have higher FWB score. Card use, how many revolving account, the amount of stuff over the years 2 yrs, and having a student-based loan are typical negatively pertaining to a consumer’s FWB achieve, meaning that those with these faculties tend to have reduce FWB scores. Involvement with loan Karma program Variables — A consumer’s FWB achieve refer really within the quantity of times the financing simulation applied as well as the few hours loan issues happened to be assessed. Finally, FWB rating relates negatively to your few e-mails from Credit Karma (usually related credit checking alerts) unsealed during the last sixty days. The noticed relations might give an explanation for real factors behind alterations in FWB rating, or they can indicate that modifications in FWB score result in alterations in the relevant aspect, or they may be much better defined by unconsidered points including the predisposition to organize. In either case, the final results were intriguing and warrant more learn of these interactions like the CFPB builds up the strategy for improving economic functionality utilizing the reasoning behind financial welfare.

    Join the dialogue. Adhere to CFPB on Twitter And Youtube

    Paycheck lender Wonga believed best a compact symmetry of the associates could be suffering from the ban on loan providers going in excess of debts above two times. Photograph: David Levene

    Pay day loan provider Wonga believed only a smallish symmetry of its subscribers will be affected by the bar on lenders handling more than lending products well over 2 times. Picture: David Levene

    Payday creditors will not be capable of roll-over loans significantly more than two times or produce carried on raids on borrowers’ checking account to recoup the company’s profit following advantages of brand new laws through the economic regulator.

  • What About the Other 90%??

    What's Inside?

    • An understanding of why women choose the men they choose
    • The purpose for which a woman was created
    • A little about Chanda’s life
    • Insight into the basic needs of a woman
    • How powerful a man can be in a woman’s life


    When Chanda Mitchell told me that she was going to write a book on the 90% that women are missing out on from men, I was intrigued by the title, “What About the Other 90%?” I thought the title was extremely thought provoking and the question needed to be asked and addressed and answered and not by a man but by another woman who’s been living it out in real time.

    In our society we desperately need women authors to rise up and speak to the heart of where their readers live through every day and bring answers to the table that make sense.

    Wray Wade
    City Council Member at City of Longview

    Ms. Mitchell was a welcoming addition to my media team during my re-election campaign for Longview City Council. Most recently she assisted me with interviews with a local television station, which went incredibly well.

    Haley Brooke Griffin
    Owner of DuBeck& Co

    Awesome program! They really helped me with business ideas and even gained business for me. Great experience with Momentum Builders, LLC..

    Signup to be the first to know when Chanda launches her next book.


    • Share
    ADDRESS, PO Box 6453, Longview, TX 75608